YuSight is an AI-powered credit decisioning platform that reads borrower documents, spreads the financials, performs complex analysis and generates a fully-cited Credit Assessment Memo — then keeps tracking covenants after close. Every figure traced to source, works alongside your existing LOS, and built for one frictionless path from analysis to decision.
Manual underwriting means collating documents by hand, reading through every source file, cross-checking data across systems, and spreading financials line by line — yet key red flags still slip through. YuSight handles the data crunching, spreading, analysis, and first CAM draft, so your underwriters can focus on what they're trained for: judgment.
30 minutes to render · 90 % accuracy · validated against manual benchmark. Every stage below is one workflow — no swivel-chair between tools.
Whether uploaded directly or synced from your LOS, every document — tax returns, bank statements, financial statements — is identified, categorized, and validated for completeness, then matched to the correct borrower, guarantor, or related entity, even across complex multi-entity structures.
You choose which analyzers run — from Financial Spreading and Repayment Tracker (Bank Statement vs. Bureau) to Bank Statement Analyzer and Bureau Analyzer, with more on the way. Only what you select flows into the final Credit Memo, giving you complete control, entirely in your hands.
Financial data is extracted and spread into your standardized format, with every number mapped back to its exact source page. DSCR, leverage, liquidity, profitability, and custom ratios are calculated directly from the spread data. But the analyst stays in the driver's seat — free to review the numbers, modify anything that needs a human eye, reupload documents, and regenerate the Credit Memo, all in one place.
A complete credit memo — borrower overview, financial analysis, risk factors, and recommendation — assembled directly from your data. Every figure and finding links back to its source document and page for full traceability. And because the memo is fully interactive, analysts can edit, enrich, or add context, and the AI revises accordingly. Every change is captured, so you can review version history and revert at any time.
Mark the decision, send for review, collaborate, and approve — all without switching tools. From analyst handoff to sanction letter, every action stays on one platform, with a full audit trail of every handoff and decision along the way.