Self-serve No-code ML Platform

Leverage Alternate Data
for Smarter Risk Decisions

YuALT provides financial institutions with 200+ alternate data signals to build, analyze and deploy ML models without writing a single line of code.

Platform Capabilities

Revolutionize Your Risk Assessment

YuALT is the complete no-code platform for building robust credit risk and fraud detection models using both traditional and alternative data sources.

No-Code Platform

Build ML models with an intuitive drag & drop interface - no coding experience required.

200+ Data Signals

Access a vast library of alternative data signals to enhance your risk models.

Advanced Analytics

Visualize model performance with interactive dashboards and real-time insights.

Enhanced Risk Management

Improve credit decisioning with more accurate risk assessment and fraud detection.

Regulatory Compliance

Models are designed with transparency and explainability for regulatory requirements.

Rapid Deployment

Deploy models to production in minutes with our streamlined workflow.

Model Builder

Visual Model Building Experience

Our intuitive drag-and-drop interface lets you build complex machine learning models without writing a single line of code. Combine traditional data with alternative signals for more accurate risk assessment.

  • Intuitive drag-and-drop model building
  • Pre-built templates for common use cases
  • Real-time model validation and testing
  • Automated feature selection and engineering

Sample signals

Transaction Patterns
Spending Habits
Bill Payment History
Geospatial Patterns
Device Usage
Financial Knowledge
Utility Payments
Rental History
Business Stability

200+ signals total

Data Library

200+ Alternative Data Signals

Enhance your risk models with our comprehensive library of alternative data signals that provide deeper insights into customer behavior and risk profiles.

Financial Behavior

  • Transaction Patterns
  • Spending Habits
  • Bill Payment History
  • Income Stability

Geospatial data

  • Device Usage
  • Online Activity
  • App Installation
  • Social Media Presence

Location Intelligence

  • Geospatial Patterns
  • Mobility Trends
  • Area Stability
  • Commute Analysis

Psychometric Data

  • Financial Knowledge
  • Risk Tolerance
  • Decision Making
  • Time Preferences

Business Signals

  • Supplier Relationships
  • Customer Reviews
  • Business Stability
  • Market Position

Alternative Credit

  • Utility Payments
  • Rental History
  • Telecom Payment
  • Subscription Services

Use Cases

Transform Your Business

See how leading financial institutions are using YuALT to enhance their risk management and decision-making.

Credit Underwriting

Increase approval rates while maintaining risk thresholds by incorporating alternative data into credit decisions.

Results

30% increase in approval rates with no increase in defaults

Fraud Prevention

Detect sophisticated fraud patterns with machine learning models that adapt to evolving tactics.

Results

45% reduction in fraud losses within 3 months

Customer Segmentation

Create precise customer segments based on behavioral patterns for targeted product offerings.

Results

2.5x improvement in marketing conversion rates

Risk-Based Pricing

Dynamically adjust pricing based on comprehensive risk assessment of each customer profile.

Results

20% increase in portfolio profitability

Get Started

Ready to enhance your risk decisions?

Join leading financial institutions that are already leveraging alternative data to make smarter credit and fraud decisions.